Couple racked up over $20,000 in credit card debt, but ‘I feel like I'm rich,' husband says

David, 33, and Halima, 37, have nearly $520,000 in debt. The couple earns a combined $192,528 a year, with the majority of their debt coming from their mortgage. They sought advice on how David can retire early. Their financial situation at the time of the podcast recording included $524,000 in assets, $11,249 in investments, $63,752 in savings, and a net worth of $80,956. Their debt consists of their mortgage, auto loans, and credit card debt. A financial expert expressed concerns about their money management habits and highlighted three missteps they made: focusing on someone else’s financial dream, having an unrealistic view of money, and not working as a team. The expert advised them to reassess their goals, seek professional help, and improve communication.